Things are slowly returning back to normal

We're glad to report that the market is warming up albeit slowly.

We are seeing:

  • More enquiries from existing and new clients

  • Continued easing from lenders and moving cases forward

  • Valuers now completing internal valuations in decent timescales

Secured Property Loans Notable change this week is on BTL’s – up from 65% to 75% - and will accept some adverse. Residential second charges - more acceptances at 90 and 95% following a reduction in score requirements.

Bridging Continues to get stronger and lenders are now starting to compete for deals. Low LTV (below 65%) non reg bridging - we can still turn around in a week on our Expedite Plan.

Commercial It’s a little tough on the high street as the lenders are still under the cosh dealing with bounce back loans. We think this sector will take longer to recover but we have the relationships in place should you have an enquiry - High street or specialist.

Lenders are still looking closely at borrowers who work in sectors potentially affected by Covid 19. For self employed applicants in affected sectors expect to be asked for more bank statements and back up info.

Try our Free loan calculator here.

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Monday – Friday 9:00am - 5:00pm
Saturday – Closed
Sunday – Closed
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We help businesses access business and property finance providers. Applicants must be aged 18 and over, T&C’s apply. All finance and quotes are subject to status and satisfying the funders criteria. Guarantees and Indemnities may be required. Sardison Capital can introduce applicants to a number of funding providers based on the applicants' circumstances and creditworthiness.  Sardison Capital is a Credit Broker sourcing from the whole of the market, not a Lender. 

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